Travel Insurance

TEN REASONS TO PURCHASE TRAVEL INSURANCE

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I have a friend who just returned from San Miguel de Allende with two broken ankles. She merely walked off of a small drop in the commonly uneven sidewalks that we encounter all over the world and boom! She sat in the home she was staying in feeling excruciating pain for two days before her flight home. She waited another week before being scheduled for surgery. All of the pain and suffering would have been avoided if she had purchased travel insurance. Travel insurance provides life-saving coverage when unexpected things happen. Purchasing travel insurance covers you for hundreds of situations might require you to cancel your trip, have to return home unexpectedly or force you to seek emergency medical treatment while traveling. Here are 10 of the most compelling reasons to purchase travel insurance when your trip does not go as planned.

  1. Need to cancel a trip due to a number of valid reasons
  2. Flight delays and cancellations that can affect your trip and cause you to lose time and money
  3. Traveling with your family
  4. Health concerns
  5. Weather that can affect your vacation plans
  6. Emergency medical issues in foreign destination
  7. Loss of luggage, passports, credit cards or other items
  8. Death in family
  9. Political instability
  10. Supplier default

If any of the above circumstances affect your journey, you get the following assistance when you purchase travel insurance:


Travel Medical Assistance

  • Emergency medical transportation assistance
  • Physician/hospital/dental/vision referrals
  • Assistance with repatriation of mortal remains
  • Return travel arrangements
  • Emergency prescription replacement assistance
  • Dispatch of doctor or specialist
  • Medical evacuation quote
  • In-patient and out-patient medical case management
  • Qualified liaison for relaying medical information to family members
  • Arrangements of visitor to bedside of hospitalized Insured
  • Eyeglasses and corrective lens replacement assistance
  • Medical payment arrangements
  • Medical cost containment/expense recovery and overseas investigation
  • Medical bill audits
  • Coordinate shipment of medical records
  • Assistance with medical equipment rental/replacement


Live Travel Emergency Assistance

  • Flight rebooking
  • Hotel rebooking
  • Rental vehicle booking
  • Emergency return travel arrangements
  • Roadside assistance
  • Rental vehicle return assistance
  • Assistance with guaranteed hotel check-in
  • Missed connections coordination
  • Worldwide Travel Assistance
  • Lost baggage search; stolen luggage replacement assistance
  • Lost passport/travel documents assistance
  • ATM locator
  • Emergency cash transfer assistance
  • Travel information including visa/passport requirements
  • Emergency telephone interpretation assistance
  • Urgent message relay to family, friends or business associates
  • Up-to-the-minute travel delay reports
  • Long-distance calling cards for worldwide telephoning
  • Inoculation information
  • Embassy or consulate referral
  • Currency conversion or purchase assistance
  • Up-to-the-minute information on local medical advisories, epidemics, required immunizations and available preventive measures
  • Up-to-the-minute travel supplier strike information
  • Legal referrals/bail bond assistance
  • Worldwide public holiday information


Concierge Service

  • Restaurant referrals and reservations
  • Event Ticketing
  • Ground transportation coordination
  • Golf tee time reservations and referrals
  • Wireless device assistance
  • Latest worldwide weather and ski reports
  • Floral Services
  • Private air charter assistance
  • Cruise charter assistance
  • Latest sports scores
  • Find, wrap, and deliver one-of- a-kind gifts
  • Movie and theater information
  • Latest stock quotes
  • Special occasion reminders and gift ideas
  • Lottery results
  • Local activity recommendations
  • These are not insurance benefits. Rather, they are services provided by Travel Guard


Personal Security Assistance

  • IDENTITY THEFT:
  • Assist Identity theft victim by ordering and reviewing credit bureau records on their behalf
  • Investigate financial accounts where identity theft is suspected
  • Interact with law enforcement to pursue prosecution of criminals
  • Review account activity to identify any suspicious activities

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